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The loan purpose, whether for the purchase of home, refinancing an existing home loan, or for accessing equity in a home, helps determine the loan types and interest rates available to the applicant.
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National Mortgage Rate Trends and Averages
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provided by
Informa
| updated Tuesday, December 15, 2009
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The rate information on this page is © 2007 Informa Research Services, Inc.
More Information
Loan Type
Today
Last Week
15 Year Fixed
4.548%
4.508%
30 Year Fixed
5.099%
4.994%
1 Year ARM
3.320%
3.370%
5/1 Year ARM
3.546%
3.544%
6-Month Mortgage Rate Trend
APR
Trends are based on conforming rates only
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National Home Equity Rate Trends and Averages
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provided by
Informa
| updated Tuesday, December 15, 2009
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The rate information on this page is © 2007 Informa Research Services, Inc.
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Loan Type
Today
Last Week
Home Equity Line of Credit
5.384%
5.383%
Home Equity Loan - 10 Years
8.031%
8.545%
Home Equity Loan - 15 Years
8.150%
8.690%
6-Month Home Equity Rate Trend
Rate
Trends are based on conforming rates only
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Real Estate Expert Opinion
Jack M. Guttentag
The Mortgage Professor
The Mortgage Crisis: U.S. vs. Denmark, Part II
Dec 16, 2009
Relaxation of lending standards in Denmark was far less than in the U.S., a big reason mortgage defaults were smaller there....
read more
Recent Articles
The Mortgage Crisis: The U.S. vs. Denmark
Dec 16, 2009
Knowing Which Mortgage Prices Are Lower: The Time Horizon Cost
Dec 16, 2009
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Home Loans questions asked and the answers given by real people on
Yahoo! Answers
if i take out a home equity loan now will this loan affect me if i want to refinance my mortgage.?
- asked by
michael o
Refinance Mortgage or Home Equity Loan?
- asked by
Bleaker
Can a person refinance a home equity loan, as opposed to a refinancing a mortgage? ?
- asked by
km
Can you refinance a home equity loan without refinancing your mortgage?
- asked by
jaysydw
Refinance my mortgage and home equity loan?
- asked by
shawnj985
Just wondering, can one have a home equity loan, and still refinance their 1st mortgage? Thank you?
- asked by
PeggyL
mortgage refinancing vs home equity loan?
- asked by
AbeJ
Paid off 1st mortgage. Owe 90000 on a 2nd mortgage/home equity loan. Should I pursue a new loan to refinance?
- asked by
Kipster
is it possible to get a home equity loan or to refinance while your already behind on your mortgage?
- asked by
brownetw
Can I refinance my mortgage without having to payoff my home equity line of credit balance?
- asked by
Anthony J
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